Your employees are your best asset
So it makes sense to protect them. We build and run employee benefit packages, from group life and income protection to company pension schemes, for multinationals and local SMEs alike.
Advice your staff can use
Independent financial advice available to your employees on request, plus regular on site presentations.
Multinational or SME
The same care either way. The package is built around your workforce, not a standard template.
Allowable against tax
Group income protection premiums paid by the employer qualify as a business expense against corporation tax.
An illustration rather than a quotation. What a scheme saves depends on contribution levels, the employee’s tax position and how long the plan runs.
Getting staff to care about a pension
We know the challenge involved in engaging employees with their retirement fund. Most people do not think that far ahead, and pensions are not really a conversation for the canteen. So we run a range of interactions designed to get employees interested and to show them what their pension is actually worth.
Working in partnership with you and your staff, we make setting up and managing employee benefits seamless, efficient and worthwhile. Whether it is a large multinational or a local SME, we build a package that works for both sides.
Your staff have independent financial advice available to them the moment they ask for it, and we run regular on site presentations to keep everyone up to speed.
The benefit that keeps people where they are
A company pension scheme is one of the most important benefits an employer can provide. It helps make sure your employees are financially secure in retirement, it attracts new staff, and in a challenging labour market it is one of the more reliable ways of holding on to the people you already have.
An income that keeps arriving
Group income protection pays your employees a monthly income if they cannot work for a prolonged period because of long term illness or injury. It is sometimes called permanent health insurance or disability cover.
Premiums are paid by the employer and qualify as a business expense that can be offset against corporation tax. The employer can also elect to have pension contributions covered under the plan.
When a claim is made, the income benefit is paid to the employer, who passes it to the employee through payroll with the relevant deductions such as tax and USC.
What the cover does for the business
Claims paid with minimal fuss
The health and wellbeing of your staff matters. We aim to pay valid claims quickly and without a fight.
Absence management support
We step in early to try to prevent long term sick leave, and in some cases fund treatment that helps someone back to work.
Attract and retain top talent
Offering the cover signals that the employer is committed to its people, which makes it a better place to work.
Tailored to your business
Every business is different. We work out the requirements with you and build the plan to suit them.
Pension contributions covered
The employer can elect to keep pension contributions running while an employee is out of work.
Offset against corporation tax
Employer paid premiums qualify as a business expense, so the cover is more affordable than it first appears.
Death in service cover
Group life insurance gives employees the peace of mind that their dependants will be supported financially if something happens to them. It is now seen as an essential part of the benefits package for most employers.
- Paid as a single lump sum to the employee’s dependants
- Set as a multiple of salary or as a fixed amount
- Often the benefit staff value most, and the one they notice is missing
A financial roadmap for the organisation
We provide comprehensive financial planning built around the needs of the business. We understand the dynamics of corporate finance and work closely with organisations to develop plans that support growth.
The focus is on optimising cash flow, managing risk and improving profitability, so the business can make informed decisions with a clear view of what each one costs and returns.
Let us look at your benefits package
Whether you are setting up a scheme for the first time or reviewing one that has been running for years, a short consultation will tell you where it stands. No charge and no obligation.
