Family Protection Plans
Protecting ourselves and our loved ones in the event of an unforeseen tragic event is really important. Professional guidance here is a must, as not all plans will suit your needs.
Children covered free
Free children cover comes with all adult policies.
Best Doctors included
An additional free benefit for policy holders.
Support when it matters
Counselling and bereavement services are offered free.
“Health is our most valuable gift. Financial security is a close second though.”
Serious Illness Cover
Stroke, heart attack and many other illnesses we can recover from if we have proper recovery time and good medical care. It is vital that we have peace of mind in this area.
Life assurance and serious illness quotations vary and it is important that you understand the different components. We tailor each product to client specific needs.
What Comes With the Cover
The right plan brings more with it than a payout. These benefits come free with the policies we arrange.
Children’s cover
Free children cover on all adult policies, at no extra cost to you.
Best Doctors
An additional free benefit to policy holders, for a second medical opinion.
Online GP
A free online GP service is available with some providers.
Counselling support
Counselling and bereavement support services are offered free.
Protecting Those Closest to You
If something were to happen to you in the course of your life, how would those closest to you be affected? These are the hard questions we ask all our clients. Serious illness can and does happen to the healthiest people on the planet. We can ensure that your finances are in order just in case a serious illness or cancer befalls us.
Serious illness claims have increased substantially over the last 3 years.
Cancer is the most claimed benefit on serious illness policies.
Tailored to Your Family
You choose
We will advise you on all aspects of the various plans, and you decide on what is most suited to your family.
It fits your budget
Our vision is to make sure that it is there, and correct, when needed. We can provide a budget-specific tailored protection plan that will meet your needs.
Dual life, plus the children
Dual life protection is the optimum plan here, and if the budget allows we can add a serious illness benefit. The right plan for you will include cover for your children at no extra cost.
Where a Standard Quote Falls Down
Families rarely fit the shape an online quote assumes. A farm passing to the next generation, a business with two owners who each depend on the other, a mortgage in one name and children in another household, a second marriage with obligations on both sides. None of those are unusual, and none of them are handled well by a form that asks your age and whether you smoke.
Those are the cases where sitting down with somebody pays for itself, because the right structure matters as much as the right premium. The first meeting costs nothing, in person or by video call.
Let’s Get the Right Plan in Place
Tell us who depends on you and what you would want covered. The first consultation is free, there is no obligation, and we will talk you through the options that actually suit your family.
