Cunningham Financial Services

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“By engaging with your financial planner you can approach your financial future with confidence and greatly enhance your overall financial health” – Thomas Cunningham

Personal Protection Plans

What is your most valuable financial asset? The answer may vary depending on your employment status, but if your income stopped tomorrow, how would you pay for the mortgage, childcare, and regular household expenses? Our most valuable financial asset is our income. A professional financial planner can easily calculate the cost of implementing an adequate income protection plan. An income protection policy offers substantial tax relief and gives you peace of mind. If you do not qualify for an income protection policy, alternatives like specified serious illness and personal accident cover can fill this gap. It is important to know your options.

Eg: a 30-year-old client earning 47k p.a will need income protection cover of approximately 24k pa. This amounts to 75% of salary less state benefit. This policy will cost €53.05 before tax relief is applicable at 40%, therefore the after-tax cost to the client is €31.83.

Thomas Cunningham on Personal Protection
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“Engaging with your financial planner will allow you to face your financial future with confidence and will add considerably to your financial well-being.”

Engaging with your financial planner not only empowers you to face your financial future with confidence but also brings numerous benefits that significantly contribute to your financial well-being.

By partnering with a knowledgeable and experienced financial planner, you gain access to valuable expertise and insights tailored to your specific financial goals and aspirations. Your financial planner will work closely with you to develop a personalized financial roadmap, taking into account your income, expenses, investments, and long-term objectives.

The Cunningham Financial Services Team

At Cunningham Financial Services, we understand the importance of managing your finances wisely to achieve your goals and secure your future.

Our experienced financial planners will be happy to create a tailored plan that suits you and your family. Whether you’re planning for retirement, saving for a major purchase, or seeking to optimize your investments, our personalized approach ensures that every aspect of your financial life is carefully evaluated and strategically planned.

Compound Your Wealth with Personal Financial Planning in Ireland 

Cunningham Financial Services helps individuals successfully manage personal finances. Save for yourself, your children and retirement with certified financial advisors by your side.

Financial goals: We help you set reasonable financial goals such as for children’s education and retirement planning.

Savings and Investments: We help you choose and invest in plans that reduce your tax liabilities and increase tax refunds.

Debt Management: We help you prevent accumulating debt that adds more financial burden.

Emergency Fund: We help you establish a financial safety net to cover unexpected expenses.

A penny saved is a penny earned. Do not drain the value of your hard-earned money; instead plan wisely and continue living the life you always desired. Start planning for your future today.

Personal Financial Planning

Help protect your family with this Life Cover Calculator from Zurich Life

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