Cunningham Financial Services

Savings and Investments

Choosing your own savings strategy will involve deciding on the level of return you are looking for and balancing it against the level of risk you are comfortable with.

“Helping you make your money work harder”

Before deciding what to do with your money, it’s important to have a plan.
Here are some simple steps to get started.

Saving and Investing

The importance of saving and investing cannot be overstated when it comes to achieving financial stability and building wealth. Saving allows you to set aside money for future needs and emergencies, providing a safety net and peace of mind.

It forms the foundation for financial security. On the other hand, investing allows your money to grow over time through various vehicles such as stocks, bonds, and real estate. By investing wisely, you have the potential to generate passive income, beat inflation, and reach long-term financial goals, such as retirement or buying a home.

Valuable Insights & Strategies

Whether you’re a beginner or an experienced investor, we can provide you with valuable insights, strategies, and tips to help you maximize your savings and make informed investment decisions.

By staying informed and aware of the latest financial insights, you can make more informed decisions regarding saving, investing, and budgeting. Additionally, having well-defined strategies allows you to proactively plan for your financial future, whether it’s creating a budget, building an investment portfolio, or preparing for retirement.

Savings and Investments - CFS looking over an investment

Set your savings goal

Draw up a ‘wish list’ of the things you would like to achieve and prioritise these.

Estimate the cost of each of these goals

Draw up a rough estimate of how much money you would need in order to turn your goals in to reality.

Decide on a budget

Now you should be able to work out approximately how much you will need to save on a monthly basis in order to achieve your savings goal. At this point you will see how realistic your targets are. You might need to relook at your monthly expenditure and ways to reduce your spending in order to maximise your savings budget.

Are you a regular saver, lump sum investor or both?

Whether you intend to save regularly over a number of years or you have a lump sum to invest, we have lots of sensible options to choose from.

Your risk profile

Your savings contributions will be invested with a view to growing your money. How that money is invested depends on how much investment risk you are prepared to accept. Everyone’s attitude to risk is different.

Why Not Try Our Savings Calculator

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