Assessments / Mortgage pre-application assessment
Mortgage pre-application assessment
Find out what you can actually borrow, and what a lender would raise, before you make a single application.
Free of chargeYour place or oursDaytime or evening
The work that happens before you apply
When you are considering the significant step of buying a home, the pre-application assessment is the process that gives you the knowledge to make informed decisions. It looks closely at your finances and your circumstances so you can start house hunting with confidence rather than guesswork.
At the heart of it is a careful evaluation of where you stand. We examine income, expenses, credit history and overall debt, and from that work out how much mortgage you can comfortably afford, along with the obstacles that might come up during the real application.
It also highlights the parts of your financial profile worth improving first. Addressing those early, whether that is building up your credit position or reducing outstanding debt, can meaningfully improve the terms you are offered.
A clear view of what you can borrow
A full financial picture
Income, outgoings, credit history and existing debt, examined properly rather than estimated.
A realistic borrowing figure
A number you can house hunt against, based on what you can comfortably carry.
The obstacles, early
The things a lender would query, found while there is still time to deal with them.
Where to improve first
The specific changes that move you towards more favourable terms.
Choose a date and a time for your assessment
Send the form and we will come back to confirm the exact slot. There is no charge and nothing to pay now.
Your details, where you would like to meet and the date that suits.
A short email or call back to fix the exact time inside the band you chose.
At our Athenry office or at your own place, whichever you picked.
Prefer to ring091 845 623
The other assessments
Post retirement
Check the fund will last the retirement you want.
Personal protection
See where you, your family and your business are exposed.
Mortgage rate analysis
Find out whether your current rate is still competitive.
Not sure this is the right one?
A free fifteen minute call will settle it. We will tell you which assessment fits your situation, or that you do not need one at all.
