Assessments / Mortgage rate analysis
Mortgage rate analysis
A mortgage is the largest line in most household budgets for twenty years or more. This tells you whether yours is still a good one.
One hourFree of chargeYour place or ours
Is your rate still competitive?
A mortgage is not merely a loan. It is a significant commitment that shapes your long term financial planning, and this analysis is designed to help you make informed decisions about it. We review your existing rate and lender and come back with recommendations that fit your budget and your plans.
A comprehensive review. We start with a full evaluation of your current rate and the terms your lender offers, examining the interest rate, the loan duration and any fees or penalties attached. That tells us how competitive your mortgage is in the current market and where there is room to improve.
Built around your budget. We look at your income, expenses and other obligations so that any recommended change sits comfortably within what you can manage month to month, rather than looking good only on paper.
And your longer term plans. Whether you want to clear the mortgage early, build equity or free up money to invest, the recommendations are shaped around that rather than around the headline rate alone.
A decision you can act on
Your rate, reviewed
Interest rate, term, lender and every fee or penalty attached to moving.
Measured against the market
How your current deal compares with what is actually available now.
Refinancing, costed
Whether switching leaves you better off once the cost of moving is counted.
Matched to your plans
Recommendations that suit clearing it early, building equity or investing instead.
Choose a date and a time for your assessment
Send the form and we will come back to confirm the exact slot. There is no charge and nothing to pay now.
Your details, where you would like to meet and the date that suits.
A short email or call back to fix the exact time inside the band you chose.
At our Athenry office or at your own place, whichever you picked.
Prefer to ring091 845 623
The other assessments
Mortgage pre-application
Know what you can borrow before you apply.
Post retirement
Check the fund will last the retirement you want.
Personal protection
See where you, your family and your business are exposed.
Not sure this is the right one?
A free fifteen minute call will settle it. We will tell you which assessment fits your situation, or that you do not need one at all.
